He explains

Jack's laughter echoes around the room. He rolls onto his back, gasping with hilarity, sputtering with his amusement.

Through your dying panic you see that he's wrapped in a bear skin, his hands and feet tucked behind the claws, his head underneath the stuffed head of the animal. You stare at him with confusion, your heart rate ramping down from the chest bursting frenzy it was pounding with earlier.

"How...how...." you stammer, triggering another burst of laughter from him.

"Perfectly simple. I was hunting you and saw this rug. Thought it would make the sport of hunting you more fun. Took off my clothes and wrapped myself in this. A little acting downstairs to set the mood, and...well you know the rest." He gives you a pet with his bear clawed hand, chuckling happily, his glee spurring your anger.

"You fucking asshole! I thought I was going to die! You **** fucking asshole!"

"Scared the shit out of you didn't I?" he says with a smug chuckle. "Fucked you good too. Got you slinging your ass, trying to save yourself from the big bad bear."

"Fuck you!"

"You already did, bitch. Wriggling around trying to get yourself off while a bear fucked you. You were getting off on it. You loved getting fucked by a bear. Admit it."

In your fury you strike out at him, trying to hit his face, but your hand bounces off the stuffed bear head. He laughs and grabs your wrist, squeezing it hard. Putting his face close to you, his hisses at you, his breath hot on your skin.

"You loved it, you little bear fucker. And I'm going to show you how much you loved it," he says, rolling you onto your back, his weight pressing you down.