Of course she is. Make your move.

"Really?" I asked, swimming a little closer. "Let me see, where was your bikini the last time I saw it?" As I approached within a few feet of Shawna, I could see that she wasn't kidding, her magnificent breasts were floating free in the water. I still couldn't see all the way down, though, so maybe she was only topless.

Not that that wasn't a thrill on its own. As Shawna's arms waved rhythmically back and forth in the water, her body bobbed slightly, her breasts undulating in the warm water. I could feel my prick begin to swell at the sight of her.

I reached my hands towards her chest. "Have you looked on your breasts? I'm sure it was there earlier. Maybe I should check for you?"