Your panties rip.

As you step forwards, you feel a tug on your underwear. Before you can react, you look down to see a nail protruding from the adjacent fence, and it completely tears them off your body. Because they're lowered, it puts hem directly on level with the naughty nail. You curse your bad luck and move to pick up the scraps, but then you hear a voice boom out from the house's yard. Your eyes grow wide and you run forwards and around the corner, ducking down to peek back at your panties.

A large man steps out looks around curiously. His eyes move down to the piece of fabric, and he lifts them up with raised eyebrows. "Huh," he mutters as he brings them back into his house.

Now you stay kneeling, completely and utterly naked besides your shoes. One arm covers your chest, and the other lowers a hand to your groin as you sweat nervously. Now you really really need to get home.

Your ears perk at two people talking. You peak back down the connecting street to see a man and woman talking and laughing as they come this way. You start to stumble back and stay low, and your heart stops as they quickly take the corner. Thankfully, they immediately turn the opposite way as you.

You can feel your pulse beat quickly, and you admittedly grow a little bit excited, but your face burns red. You watch the couple walk away, but if at any moment they decide to look behind themselves, they'll see you in this state.

You're naked in the middle of a city. How on Earth are you going to get home now?