He admits how aroused he is and why

"...fine," muttered Darren finally.

"Fine, what?" she said, holding a hand to her hear. "I want to hear you say it."

"I lied to you."

"Why?"

"So I could see you in your underwear."

"And then..."

"And then so I could see you ... naked ..."

She unfolded the towel, now just holding it in front of her.

"You're really excited right now, aren't you?" she said.

"...I am," he said through gritted teeth.

"I'm about to drop this towel," she said. "Are you imaging me naked right now?"

"...I am," he said again. His hands slipped off his dick again. It pulsed as he tried to cover it back up.

She lowered the towel an inch. "Are you going to cum before I even drop it?"

"N-no!" he said. But he wasn't sure. He was right on the edge.

She lowered it another inch. A peek of cleavage.

"Just drop it already!" he almost shouted.

"I'll count down from five," she said. "Five."

He was covered in sweat now. His dick begged for release.

"Four."

He was naked and she was wearing just a towel, and she was about to drop the towel in front of him.

"Three."

He couldn't help himself. He grabbed his dick and started jerking off.

"Two."

After all these months of watching and fantasizing, here he was in real life looking at her drop her towel in front of him.

"One."

He pumped harder in anticipation.

"Darren." Annette paused. "Do not cum."

Darren was barely able to comprehend the words. He couldn't stop now.

"If you cum, I will send this video of you to every single one of our classmates," she said.

Oh god, he thought. "N-no! You can't!"

"You promised not to share my video, but I made no such promise."

"I ... I don't think I can stop now ..." he said raggedly.

"You'd better," she said, voice low, "if you don't everyone to see you like this."

He let out a frustrated yell, and took his hands off his dick. It was throbbing, ready to burst. If he touched it again, he knew he would explode. He couldn't even cover up now. He looked angrily at the camera, recording him fully exposed now.

"You lying bitch," he said.

"I didn't lie," she said. "Look, I will drop the towel now. Hands at my sides."

She let go of the towel. It fell on the floor.

He stared.

She was wearing a bathing suit. A modest one-piece. Her long hair had been covering the straps. She hadn't been naked under the towel at all, this whole time.

He stood there fuming. And despite it all, he was still rock hard and ready to burst at any moment. He wasn't even sure he could put his own underwear back on without exploding in the process from the touch. And if he did ... she had threatened to send the video to everyone. He was trapped.

"I didn't lie about anything," Annette said smugly. "I've dropped the towel. I'm not covering up at all. I didn't make any promises about what I was or wasn't wearing underneath it."

"Oh yeah?" he said. "What about your original promise? You still need to let me take a photo of you in your underwear. Not a one-piece like this."

"Okay, fine," she said. "Turn off your camera."

"You said I could keep it rolling."

"I said you can record me dropping the towel. I did. You can record again once I'm in my underwear. But I never promised you could see me naked."

"That's not fair! I'm naked right now!" he said.

"Take it or leave it," she said. "I'm not doing any more than I agreed to."

"Fine," he said, and turned off the camera.

"Now close your eyes," she said.

"Come on."

"I mean it," she said. "And if you open them for even a second, I will release the video of you begging to cum. To everyone. So keep your eyes shut."

He gritted his teeth and closed his eyes.

He heard the rustle of synthetic fabric hit the floor.

There was a pause.

"I'm naked right now," Annette said.

His dick swelled even more involuntarily at the thought. All he had to do was open his eyes, and he'd see her.

"Do not open your eyes," she said quickly, as if reading his mind. "Remember your life is over if you peek for even a split second."

He grunted and kept his eyes shut.

There was sound of rustling fabric for a few seconds.

"Okay, open up," she said.

He opened his eyes. Annette was now fully dressed.

"What is this?" he said.

She walked over to his phone, pressed the timer photo, and walked back out into view. It clicked 3, 2, 1, and took a photo.

"You now have a picture of me," she said, "in my underwear."

"You're fully clothed!" he protested.

"But part of my clothes are my underwear," she said. "I'm currently 'in my underwear.' And the rest of my clothes. And you have a video of it. My promise is fulfilled."

He gritted his teeth.

"I won," she said. "I own you now."