It tears

Karen continues to grab at James, the pair of them rolling across the floor, James trying to ignore the fact that his still semi erect cock is rubbing against this woman's naked body.

Karen however ignore the phallus completely, her hands ripping and tearing at James' shirt. She manages to get it off of him, leaving James naked on the floor from the ankles up, but it's pointless.

Karen looks at the 'shirt' in her hands, now no more than a bundle of white rags. "Fuck!" she curses, at least using the fabric to try and wipe some of the spunk from her exposed tits, but unable to cover anything up at all.

Anger in her mind, she steps forward, her bare foot landing on James' cock, glaring down at him as she put a little pressure on him. "You'd better have some spare clothes somewhere boy!"