It rips

After the loss of her shirt Megan begins to panic a little, trying to carefully extract her t-shirt from the wood, but having no joy.

Slowly she takes a single step down the ladder, her shirt lifting up a little as she tries to get a good look at what's going on. That's when you decide to strike.

With a click of your fingers you snap the step upon which she is stood and Megan falls backwards, crashing down to the floor. As she pulls away from the ladder her t-shirt tears, straight down the middle, half of it still attached to the top of the ladder, while the other half floats down to the ground, suddenly leaving her in just her jeans and bra.