It's the manager.

A big man with sunglasses too small for his head enters before you can cover up. He smiles a big grin that reveals his golden grill.

"Niiiiiicccee." He says, nodding his big jiggly head.

 "Is this the one that got the twenty thousand dollar loan?"

    "Yes it is, boss." Says Cal.

"What a beautiful girl. Cal, Stevie, can you please leave us."

Suddenly, you worry. "Uh, they can stay...I don't mind!" You say, trying to hide your worry with a grin.

But, the two guys leave anyways, leaving you alone with the big man.

"My name is Smores, and you must be Emily?"

"Smores?"

"Yes, just like the treat."

"Look, I--"

"Let's just cut to the chase, Emily." Smores approaches you, and for some reason you cover your tits up with your arms.

But towering over you, he pulls your arms apart and starts to fondle your exposed treasures.

"No...Smores...please..I didn't say..."

"I want to cut to the chase, little darling. You owe 20k. Well, here's you and here's me. We fuck, and then you can go on your merry cum-filled way!"

"Omigod! Please, I can't do that with you...sir...I don't even know who you are!"

"We will know eachother soon enough." He says with a grin of disaster.

His hands fondle your tits and now you're backed up against a desk.

Options are few... What choices are there?