Isabel with the early advantage

Both girls readied themselves for the match to decide which concert they were going to attend, as Isabel stretched a bit and Katy jumped around a bit to loosen up.

Even though Isabel had lost a few of these matches, it never ended really badly for her. However, she was known to use dirty tricks, and when she won, she always did so in questionable manners.

"So... Winner is the one who manages to strip the opponent down to only her bra and panties, right?" Isabel asked.

"Yes, you know the rules!" Katy laughed back at her, but Isabel was just stalling, unbeknownst to Katy.

"So... Does this mean...that the socks have to go too?" Isabel asked, stalling a bit more.

"Of course! Socks off, pants off, sweater off. That's when you're in JUST your bra and panties." Katy said, as she jumped around a bit more, and around.

That was exactly what Isabel was waiting for. When she turned her back, she immediately tackled Katy to the ground and pinned her to the ground on her stomach.

"Gotcha!" Isabel exclaimed, just as her three roommates came into the room to see what the commotion was.

Jennifer, a blonde short haired girl with glasses, exclaimed "Ohhh we've got a match on our hands!" She was the one who had let Katy in, and she knew there was going to be entertainment in store.

Alison, a dark haired dress clad girl, just stood and watched, while the dark-skinned Naomi was confused as to what was happening.
"So, why is Isabel sitting on Katy's back? And...why is she...oh wow..."

What Naomi witnessed, was Isabel pulling Katy's legs up as she bent them at the knees, and then pulled Katy's panties out from her pants. Five seconds later, Katy's feet were hooked on the panties in a jock lock wedgie.

"You see Naomi, this is called a bra and panties match. The winner is the one who strips her opponent to her bra and panties first." Jennifer explained as Isabel removed Katy's socks as the first item to go. Then she turned around to work on Katy's sweater while sitting on Katy's butt, but forgot that Katy's hands were still free...