Isabel manages to get out of the hold before her nipples gets exposed, but...

(chapter originally by hanskumoekk at writing.com)

Just as Stephanie goes to grip Isabel's bra, Isabel instantly tries to wrestle her way out of the grip. Stephanie then changes her grip back to Isabel's top as she pulls Isabels arms behind her back and traps Isabel's arms by pulling her top back so she can't move her arms much.

"Ohh, I'm sorry. Looks like you trapped your arms by trying to defend your boobies!" Stephanie mocks Isabel who is embarrassed and unaware of Heather creeping up behind her.

"Why did you do that? I...WHAT, NO!"

Isabel screams in panic as she feels her shorts getting pulled all the way down to her ankles, forcing her to stand there in her underwear with her arms wrapped around her back, unable to stop it.

What happens next?