Her top was missing

Kate gasped And covered her chest. She couldn't believe her Breasts were bare on a public beach. It was embarrassing.

Kate went under water again to look for her top,Anything was better than being seen topless.

She went back to the surface,no bikini top in sight. She couldn't just stay in the water,What if there was a wave.

Kate needed to go back to beach and get something to cover her exposed breasts.