Bill comes to investigate.

“Luke? Hey - Oh shit! Sorry Tracy,” Bill said as he stared open mouthed at the naked cowgirl Luke had become.

Luke covered herself quickly, left forearm pressing pleasantly into breast and causing her new large nipples to harden, right hand flying to her new crotch, a crotch that tingled pleasantly warm with the sudden brushing of her nipples. She looked over and up at Bill, biting her lip.

“Um... Tracy. You have horns and a tail,” Bill observed redundantly.

Luke’s mind raced. How could she explain this? Did she even want to try. Bill looked about. “Hmmm. Luke isn’t around... perhaps we should play?” He suggested with a familiarity that suggested this wasn’t the first time Bill had seen Tracy nude. Were they having an affair? “Those horns look so real,” he said as he approached and pushed Luke’s hand from her breast. “And these look bigger. Firmer,” he observed as he caressed her new breasts. Luke moaned and closed her eyes, savouring the sensation. His other hand gripped her right wrist and wrested her hand away from her pussy. He leant in and kissed her on the lips and Luke felt herself melting into his embrace.