Ask about the penalty

You catch a bit- you hadn't exactly expected a penalty, though she had warned you.

"Do I get to know what the penalty is before I agree to much else?" You had a feeling you knew the answer, and was already gently running your hand up her cock in preparation for "lightening" your load. "Also... can I use my hands if I select the finish you off option? Or is it still mouth only?"

She gives you another wink, before breaking into another smile. "Still mouth-only, darling, and I promise it won't be easy for you- though again, I have a 100% chance of winning if you go down that route, so I'm hardly complaining, especially since I still get to do something if you succeed.

"Hmmm.... well, I don't want to make it too bad, since I do like you, believe it or not. I'm just bound by the terms of these agreements as long as I continue to live near the dungeon." She again appears lost in thought for a few minutes, as if considering options. A few seconds of awkward silence passes, before she excitedly jumps with an idea.

"I'll tell you what, dear, I'm rather proud of this, so I'll tell you all the different options now, and give you another choice between the chance game, secondary wager, or to just give in. Right now, if you were to just not do anything, I'd give you a copy of this cock that you tried so admirably to handle. If you manage to reduce the penalty, I'll lower it to a cute little human cock, instead of this monster. However, if you lose the game of chance or fail at sucking me off, I'm afraid I'm going to have to go equine, and I'll let you figure that one out." She finishes off with yet another wink, before using one of her hands to heft the weight of her cock.

"So, what'll it be? Would you like one of these yourself, or shall we start on the secondary game/wager?"