Karen.

Karen is standing, bent over by the shower, turning the knobs and feeling the water with her hands. She's in a pair of blue panties, with nothing else, and you are treated to a sight of her bare back and side boob as she jerks upright, looking over her shoulder.
"In or out, Jameson!" she sounds playful. She drapes an arm across her ample chest as she turns to regard you.
"Ah!" you shut your eyes, instinctively closing the door. Why didn't you just leave? "Sorry, Karen. Just trying to get a shower in before I have to get to the course. But if you're about to jump in, I'll just shower after golf."
"Where's the sense in that, big J?" Her voice sounds closer, and you peek a little, startled to see that she's almost nose to nose with you. "We can always share..."
Oh no. She hasn't forgotten last night. Her arms are around you before you can blink, and her tits are pressed against your chest in a way that stokes your arousal and scrambles your brain. "You wash my back, I'll wash yours?"