Julia, an investment fund manager

The day after his visit from Mrs Morphy was Julia's turn. Julia always takes the half day's holiday from her work for her visits to the Toad and has done now for almost a year, getting the train to the Toad's local stop and walking the rest. Her office thinks she regularly visits a sick aunt. She sticks out somehow in this neighborhood, not just because of her beauty and stunning physique (she is a curvaceous 5'5", 140 pounds with glossy straight long dark hair and dark soulful eyes), but also because she dresses for success! Opening the door, the Toad found her in her usual business attire, navy knee-length business skirt, sculpted and fitting tightly to her perfect ass and showing off her toned calves (she didn't take spin classes for nothing!) with a purple button blouse on top, clinging tightly to her largish pert breasts.

"How nice to see you Miss Cranmore!" said the Toad excitedly and reached out to kiss her on the cheek in greeting. She turned her head away just in time. "Come in! Come in!" he squealed and hopped from foot to foot.

Julia gave nothing away in word or expression as she followed him through to the lounge, and quickly started undressing. The Toad barely had time to sit down and get his little cock out before she was naked and picking up the garments he had left out for her.

Julia ignored it and pulled on the overknee black leather boots and the long leather gloves leaving her torso naked to his view. She figured there was no point in trying modesty.

"Oh very good Miss Cranmore! Excellent!" squealed the Toad projecting spittal into the room unintentionally. Julia ignored this too and pulled the matching black leather corset around herself. The Toad scrabbled from his sofa to her back to pull it tight for her and tie it off

"I've been a bad girl!" she said mechanically and put a collar and lead around her neck.

"Oh yes! Oh yes! You have!" he replied gleefully. As Julia knew he would, he produced a pile of handcuffs, then proceeded to clamp her hands together behind her then secured her ankles in the same manner. She knew he wasn't finished there though and got on her knees then when he put a cushion under her, slumped face forward to the ground, landing on the cushion on her tits. Quickly he pulled a belt around her upper arms and tightened them together, then fastened her ankle cuffs to her wrist ones, so that she was completely immobilized. Julia felt that she was trussed up like a pig or something before cooking. Hogtied. That was the expression. She was hogtied.

"You bastard!" she spat, knowing that some level of defiance was required now, even though she had compliantly gone along with her immobilization. "When I get out of here, I'm gonna kick your ass. You keep that big dick away from me, you hear? No! Don't! I'm sorry, I. Ooomph!" she said as the finishing touch, the ballgag was slotted into place in her mouth.

Julia is an investment fund manager for a major bank. She has a very responsible job investing people's savings trying to earn them the best possible return for a slight, modest commission. However, Julia had gotten greedy. Watching the millions of dollars pass through her virtual hands on a daily basis, she had borrowed a little. Well, she had borrowed a lot. And, she had gambled it on some volatile shares. If she had been successful, she would be rich enough to retire to a luxury island of her own.

She hadn't been successful.

It blew up in her face almost straight away. She had lost 17 million dollars in 6 hours. She was fucked and she knew it. She panicked then thought of the only thing she could do to stop herself from going to jail for a long long time, probably at least 8 years if she behaved herself. So, she borrowed the money from the next day's account to make up the shortfall from today's. The next day, she borrowed it again to make up for the gap again. In this way, as long as she was able to keep one day ahead, no-one would ever find out she figured.

That was until she got an email from the Toad a couple of days later.

From : [email protected]

To: [email protected]

Subject: Watching you

Good morning Julia.

Oh dear - what a naughty girl. I think we ought to meet so that I can "restrain" you from any further mistakes. (I can give you 17 million reasons to come!). Please reply with your cellphone number and I'll send the address to come to.

Prince Charming

X

That was almost a year ago, and she still had not been found out. She had no idea how the Toad had learned about it, but no-one else had. She figured he must be some kind of hacker. Now all she had to do was fix the funds every morning, and once a month visit this slimy little prick for his sick games with his handcuffs.

She broke out of her reverie because now he had his joggers down round his ankles and was kneeling in front of her. She hoped he didn't lose balance and fall on top of her. the thought of him landing on top of her was almost worse than him shoving his pathetic excuse for a cock at her face as he was doing now. Julia saw the soft little cock up close as he rubbed it off her forehead, her cheek, and her nose, then masturbated it further while it was in her hair. She wondered if he was ever going to manage to get it hard but even now she found herself surprised when cum started to run down her brow and she got some in her left eye. He had ejaculated already? From a soft cock? Wow.

He continued to rub his crotch on her forehead and squeezed more cum out into her hair like trying to get the last of the toothpaste from a very floppy tube, then sighed and got up. There was nothing she could do about it anyway, being bound so tightly, but she knew he was still getting a kick out of seeing her lying there, back arched with cum on her face. It nipped her eye a bit, she thought and blinked but that just made it worse. She decided to remain there with one eye closed until he released her.

Later, Julia laughed bitterly to herself as she lifted her $10 "fee" from his bowl in the hall on the way out, knowing that it would take a lot of those before she could patch up the hole in the bank's finances.