Swim Downstream

At a loss as to what to do, but not wanting to have to walk through town naked, you swim down stream to see if you can spot anything on the shore you could cover yourself with.

The water, however, if icy cold, despite the heat of the day, and after just a few hundred meters, your teeth are chattering, and you decide you have to get out before you're too cold to go on.

You scramble up the bank, shaking, and stagger over the top of the rise. On the other side, you find yourself standing on a well maintained lawn, on the other side of which you see a large house - or maybe a small hotel or B&B. It looks like a few houses that have been knocked into one. It must have a good view of the river.

A large bay window juts out of one of the rooms on the ground floor, and you can see someone moving around in there. Maybe they will help you?

You doubt may people would take well to having a wet, naked man disturb them, but you think you might need to take the chance. The sun should warm you soon enough, but you still have the problem of your nudity.