Suggest you stay outside a bit longer

"Ah, it's not that bad!" you say, "I'm not cold at all!"

"Oh ya... well then... how about you jump into the pool!" she says with a smirk.

"Uhhmmmm... fuck it, okay.... but only if you do it as well..."

June stops, looks at the pool, and thinks for a bit.

"Deal," she replies, "but on one condition; we do it skinny dipping!"

Christ, you think. You are going to have to get naked, in front of her and the others around the pool. Plus it IS cold, and coldness doesn't do much for your size. A particularly cold showing could ruin your chances.