She is, at first

Rachel looks at you without saying anything for a couple of seconds, and from her expression it's clear that she saw the disappointment on your face before you managed to hide it.

"Look, John, I..." Rachel begins, only to fall silent, instead reaching up and kissing you again, letting you feel those lips of hers against yours while her tongue plays with yours.

While you kiss, Rachel rolls you back over onto your side and follows with you when she does, your lips still locked together and your hand still kneading one of her boobs, the feel of which against your skin is driving you nuts with excitement.

Spurred on by your own arousal and the way in which Rachel's writhing against you, you return your focus to her nipple, first by circling your thumb around it, then by trapping it between your index and your middle finger and pumping your wrist back and forth to further stimulate the erect bud. At first, Rachel's response to this is to groan lustfully into your mouth, and you see can that her eyes are closed tight. Then however, she breaks off the kiss and you can see her wince, almost as though it's from pain, as she rolls back onto her back.

"I wasn't too rough, was I?" You ask Rachel, who responds by shaking her head.

"No, it was..." Rachel again starts to say something, only to fall silent again. This time though, it's because she sits herself up in the bed, the duvet still cowering the lower half of her body, and pulls her top up over her head, a smile on her face as she watches you ogle her jiggling tits whilst she tosses the discarded top onto the bedroom floor.

You're about to sit up next to her when Rachel places a hand on your stomach and pushes you back down. What she proceeds to do after that is to lean in over you so that her face is above your chest as her fingers find the waistline of your t-shirt and starts to roll it up over your stomach. She continues to do so until your t-shirt is almost all the way up to your nipples, when she suddenly happens to turn her head and look at your crotch. As hard as you are right now, there's no way that Rachel can fail to spot the bulging of your cock through your pants.

"Wow, John..." Rachel's voice is barely even a whisper as she steers her right hand in between your legs and places it on your crotch. At first, she's merely resting it upon the base of your dick, but then she starts to stroke it, gently running her fingers back and forth over the thick shape of your member as it veers off down the inside of your right thigh, stretching your briefs as far as they can possibly go.

Finally, she grabs hold of the trunk of your cock and gives it a playful squeeze that is enough to make you release a throaty groan, while you're pretty confident that precum just started to ooze from your pisshole.

"I thought we were staying above the waist," you remark with a grin, hearing how out of breath you sound.

"You are," Rachel replies with a grin of her own, and gives your cock one more loving squeeze before letting go of it and instead running both her hands up over your exposed midsection, purring as she feels up your abs.

With some help from you, Rachel goes on to get you out of your t-shirt so that you're as topless as she, although the sight of you in such a state is probably not nearly as impressive as that of her, and then begins to work her way down the bed, lying on her stomach as she wiggles downwards. While doing this, she leans in to plant first one kiss on your chest, then another. More soft kisses follow, and here and there your skin is starting to glisten with her saliva as Rachel makes it onto your stomach, which gets the same treatment.

From where you're lying, it almost seems as though she's heading for your crotch.