Who's going to climb out first?

Beth and Kyle spent some time swimming, splashing and just enjoying being drunk, naked and immersed in warm water. They raced each other from one end to the other, and Kyle won by a long margin. They swan in circles around each other, coming tantalizing close to touching.
After about an hour of mischief, laughter, trading stories, and openly flirting, Kyle looked at his hands.
"I think it might be time to go back inside. I'm pruning."
"Yeah... you're probably right...."
"Okay, turn around so I can get out."
"No."
Kyle stopped. "Excuse me?"
"No, I'm not turning around. I'm going to enjoy the show." She crossed her arms.
"No you're not. You're going to turn around..."
"I'm not."
"Well...then you get out first, and I'll turn around..." Kyle said.
Beth swam over to the side. "I've got a better idea." she reached into the pocket of her pants, and pulled out a quarter. "Let's make a little wager."
"I'm listening." Kyle crossed his arms.
"I'm going to flip this. You call it. If I win, you have to get out first, and I'm not turning around."
"Okay, what do I get if I win?" Kyle sounded dubious.
"I'll get out first...and you don't have to turn around." She smiled wickedly.
Kyle's boozed up brain processed for a second. Then he nodded. "Flip it. Or else we'll be in this pool all night."
The coin flipped into the air.
"Heads." Kyle called.