Independently Wealthy

Just because you aren't a member of one of the big families, doesn't mean you can't get access to SOME piece of the action. You had to work and sweat for what you got, but what you got is a tidy sum.

You couldn't, say, live on one of the wormhole trains or even hop to a new planet every day- but one a week can be easily done. You live comfortably by anyone's real standards.