How about an athletic build?

Green eyes narrow. "You're not thinking heavy musclebound Lynn McCrossin kind of 'athletic', are you? Not that she's not hot, but a body like that is a full time job, and I don't think the readers want to hear bout fifteen egg white omelets and endless hours grinding in the gym."

Nah, I was thinking more Cory Everson at the peak of her career. Strong, obvious muscle, but still curvy and sexy.

...

Waitaminnit, you think Lynn McCrossin is hot?

What kind of nice Jewish girl am I writing, here?

"Well..." green eyes dart to one side, and there's a slight blush. "I know where we are, and I've got a pretty good idea where this is headed. I checked out some of your other work, so I figured I'd save you the trouble and just be bi straight out of the gates, so to speak."

Sheesh.

Well, we've got a protagonist, and she's officially smart, powerful and sexy. Now we need a setting...