Go take a shower and put on a towel.

My skin felt silky and soft after my shower. I wrapped a pink towel around my body. It just barely covered the bottom of my ass. I tucked the top in my clevage.

I decided I would go to Jen's room and ask Jen what she was wearing.

Jen was in the room, but she was still in bed. I heard my name, so I figured she saw me.

"Jen! Aren't we still going out tonight?" I asked.

"What?!?" Jen said in a startled manner. "How long have you been there? Did you see me?"

"What are you talking about?" I asked, seriously confused.

"You've been watching me touch myself. That is NO fair." Jen said.
I did not notice before, but Jen was obviously naked underneath one sheet on her queen size bed. The outline of her bare body was so alluring. Her nipples were hard and showed through the sheets. The mound of her pussy was just barely noticable. Gawd she is sexy.

"No fair? Just because you haven't watched me touch myself?" I asked.

"Of course. When I lost that bet a while back I masturbated beside you in class. You heard me cum that time, and now you saw me again."
It was true. I think Jen intentionally lost the bet just so she'd have an excuse to masturbate in public.

How do I know you even came then? We were in microeconomics class.

"You should accept another bet then." Jen said. "If you lose to me at Poker, you must be my all weekend. Marie and Sarah have already promised to be in on it."

Since everyone else seemed to want to, I was intriguied. Secretly, being Jen's would not be so bad either.

I am afraid if I accept the bet that I will lose.