Fate decides

As I stepped off the bus my foot went into a foot of slush, the rain/snow combination had accumulated a large slushy mess all over the roads, and I was deep in it. The bus pulled out and Carrie started up the adjoining street. I stood their not wanting to follow too closely, but then a car raced by and slosh I was covered from head to toe in slush. I was wearing a cotton sweater and khaki pants, which didn't keep the dirty watery snow out at all. I could feel it all the way to my bones. I was shivering and cold.

To my surprise I heard a voice, "Oh you poor thing". It was Carrie. "You're soaked. Do you have far to go?"

"Umm, Umm" I stammered, "Yeah I guess I do, my place is quite a ways from here".

She flashed me that gorgeous smile and said. "You'll have to come get warm at my place then, it's just up the road a little."

"That's so kind", I answered, "I'm Holly, by the way".

"My name's Carrie" She replied.

Within minutes we walked into her house. "Wow this is nice, I told her."

"Thanks," she said, "Down here" She motioned down the hall and led me into the bathroom. "Why don't you take off your clothes and give them to me, and I'll get your stuff washed and dried."

"Are you sure?" I asked, "I don't want to make you do so much for me."

Her eyes flashed in a way I can't quite describe, and she simply said, "I insist." Then she waited.

I stripped down to my underwear, and was standing almost naked under her scrutiny. I was very aware that I wasn't as skinny as she was, and that my nipples, still cold, were pushing as hard as they could at the fabric of my bra.