A petite yet confident redhead

You peer around the tree between you and camp and see a cute, petite redhead. She is wearing a gray rain coat with a green t-shirt underneath, black leggings which hug her slender frame, and black hiking boots with blue highlights. You can tell she is an experience hiker from her clothes and she was smart enough to prepare for the rain, which you didn't even consider when you packed. She seems to be scouting out your campsite and eventually decides to sit beneath the largest tree to get out of the rain. She takes her hood off, revealing her endearing face.

She sits there for several minutes, as if waiting for you to return, and all you do is stay behind the tree. She sighs and mutters something to herself, which you can't quite make out. A flash of lightning surprises both you and the redhead, followed by a loud rumble of thunder. Out of fear, you stumble behind the tree and slip in the mud, grunting as you roll you ankle on a tree root. You hit the ground hard as you land on a rock, letting out a cry of pain. You remember the redhead and quickly cover your mouth, hoping she didn't hear what just happened.

Unfortunately, you hear her stand up and run towards you. You move your hands to your crotch as she runs around the tree. She looks down at you in surprise and reaches out to help you up.

"Oh my god, are you okay?" She asks as she tries to help you to your feet. You resist and try to keep covering your nudity, but she doesn't acknowledge the fact that your naked.