Exposed at the pool

Well, you selected "Exposed at the pool". That means that you or the male protagonist will be exposed nude in front of others in a pool. How do you end up in this situation? You were swimming, somehow you lose your swimtrunks, and you get out of the pool without knowing and exposing you to sight of other people at the pool? Or someone steal your swimtrunks, leaving you embarrassed and naked on the pool? Or you just get pantsed near the pool to everyone to see? Or your swimtrunks fall off when you were out of the pool? But most important it was a public pool or a private one?. The ways could be different, but all ends at the same result: you naked in the pool.

Now you can decide if you read/write the story of ENM situation in 1st person, as the reader was leaving that moment, or in 3rd person, where the reader/writer will read/describe how a determinated character, not him, live this embarrassing situation...